Zakat Calculator

What is Zakat?

Zakat is one of the five pillars of Islam: every Muslim whose wealth is above a minimum threshold (nisab) for a full lunar year must give 2.5% of their zakatable wealth to the poor. It is not a tax and not charity of choice — it is a religious duty, and it purifies wealth. With this calculator you can instantly work out how much Zakat is due from you.

How Zakat is calculated

First add up your zakatable wealth: cash in hand and in the bank + gold + silver + business stock + money lent to others. Then subtract the debts you owe. If the result is above the nisab — 87.48 grams of gold or 612.36 grams of silver, whichever is lower in value — Zakat is 2.5% of it.

Example: cash of Rs 1,000,000, no gold or silver and no debts gives Zakat of Rs 25,000. With silver at Rs 480 per gram, the nisab is 612.36 × 480 = Rs 293,933 — so anyone with more than about Rs 294,000 of zakatable wealth owes Zakat.

Tips and common mistakes

• Do not forget debts. Money you owe is subtracted before calculating Zakat — many people overpay by forgetting this.
• Use today's gold and silver prices. Nisab depends on current prices, so update the price fields with the day's rates.
• Your house and car are exempt. Zakat is not due on the house you live in, the car you use, or your clothes and furniture.
• Business stock counts. Goods you hold to sell are zakatable at their current market value.
• Pay when the year completes. Zakat becomes due after a full lunar (Hijri) year above nisab. Many people pay in Ramadan for convenience, but the obligation starts when the year completes.

When to use a Zakat calculator

Use it once a year, when your Zakat year completes — many people choose Ramadan, when rewards are greater, but the obligation starts when a full lunar year has passed above nisab. Business owners use it on their annual stock-taking date, valuing their shop stock at current market prices. Farmers use it at harvest time, when Zakat on crops (ushr) is due at a different rate. Families use it to work out Zakat on gold jewellery — remember that gold kept for wearing is treated differently by different scholars, so check with a scholar you trust. Keep a simple record each year: cash, gold weight and price, silver weight and price, and debts. That record makes next year's calculation take minutes instead of hours.